Does Humana Cover Therapy?

Humana covers behavioral health services, including for mental health and substance use. Your summary and benefits document lists the coverage provided for each service type. When you find your summary and benefits document, which is generally found online through your Humana portal, look for the “mental health services” line. You’ll find the coverage rates for both in-network and out-of-network therapy visits there.

You may need to see your primary care physician before starting therapy if you have an HMO plan. If your plan is PPO or FFS, you won’t need to see your primary care physician before finding a therapist. You can start searching for the right therapist for you whenever you’re ready.

Learn more about Humana mental health coverage.

Humana Therapists and Counselors

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