Does Aetna Cover Therapy?

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Nearly all Aetna Behavioral Health plans cover therapy for mental and behavioral health conditions. The Affordable Care Act requires that health insurance offered through the health insurance marketplace or small employers cover mental health services. While not required by federal law, most large employers also cover mental health services.

While rare, your Aetna plan may not cover therapy services if you work for a large employer that doesn’t include mental health benefits in its insurance coverage or your health insurance plan was created before 2014 when the ACA enacted its mental health coverage requirement.

In other situations, your Aetna plan may not cover the specific type of therapy service you’re seeking, or your coverage may not apply until you spend a certain amount on medical services.

To determine your copay log in to your member account, select “Find Care & Pricing”, then type “Behavioral Health” to find providers in your network.

You don’t need a referral when you visit any doctor in the Aetna network.

Learn more about Aetna mental health coverage.

Aetna Therapists and Counselors

Jared Fuson, LPCC-S

Columbus

Ohio

I am a master’s level therapist who is independently licensed in Ohio. I have 12 years of counseling experience in many different facets of behavioral health. I tailor your treatment plans to your current needs. Utilization of tele-therapy sessions with frequency discussed throughout the process: weekly, bi-weekly, and monthly options available. I understands that this process can be difficult ...

Dahyana Paul, PMHNP-BC

Boston

Massachusetts

I provide personalized, holistic mental health care for children, families, and individuals—whether at home, work, or online. I specialize in therapy and medication management for conditions like anxiety, ADHD, depression, and PTSD. Using evidence-based techniques such as CBT and DBT, my goal is to ensure you feel heard, valued, and supported as we work together toward healing and wellness.