Does Aetna Cover Therapy?

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Nearly all Aetna Behavioral Health plans cover therapy for mental and behavioral health conditions. The Affordable Care Act requires that health insurance offered through the health insurance marketplace or small employers cover mental health services. While not required by federal law, most large employers also cover mental health services.

While rare, your Aetna plan may not cover therapy services if you work for a large employer that doesn’t include mental health benefits in its insurance coverage or your health insurance plan was created before 2014 when the ACA enacted its mental health coverage requirement.

In other situations, your Aetna plan may not cover the specific type of therapy service you’re seeking, or your coverage may not apply until you spend a certain amount on medical services.

To determine your copay log in to your member account, select “Find Care & Pricing”, then type “Behavioral Health” to find providers in your network.

You don’t need a referral when you visit any doctor in the Aetna network.

Learn more about Aetna mental health coverage.

Aetna Therapists and Counselors

Welcome! I’m Martha K. Motari, a dedicated and compassionate nursing professional. I am well-equipped to provide top-notch care to my patients. My expertise lies in conducting thorough mental health assessments for children and adults, identifying their needs, and developing personalized care plans. My approach is rooted in evidence-based practice, ensuring that each patient receives the most e...

Ebony Harrison, LPC

Charlottesville

Virginia

Life can be isolating and difficult at times. That simple understanding is what continues to motivate me to be a therapist as it allows me to support others in a nonjudgmental and helpful space.

Christy Phelps, LPC

Sikeston

Missouri

I am a licensed professional counselor with 17 years of experience. Way back then, I believe I was born curious. At any given time, I find myself pondering the 'why' of something. This curiosity led me to want to understand why people do the things they do and why they think the things they think. It guided me to a career I love: being a therapist. I understand that the problems you bring to m...
I’m Dr. Uche Uka, a Board-Certified Psychiatric Mental Health Nurse Practitioner with a decade of experience, specializing in mental health for seven years. I tailor treatments, combining medication and therapy to guide individuals to their therapeutic goals. My commitment is to provide compassionate and personalized mental health support. If you or a loved one needs assistance on the path to w...
Is therapy alone not working? Does your primary care provider recommend medication to help you feel better? Cross Functional Care, and our team is here to help. We work cross-functionally with your other care providers and take insurance, all of our appointments are via telehealth; you can book appointments online and use text or the web-based dashboard to communicate with us.
Is therapy alone not working? Does your primary care provider recommend medication to help you feel better? Cross Functional Care, and our team is here to help. We work cross-functionally with your other care providers and take insurance, all of our appointments are via telehealth; you can book appointments online and use text or the web-based dashboard to communicate with us.