Does TRICARE (Military Insurance) Cover Therapy?

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TRICARE covers various services for mental health and substance use disorders. Copays for treatment vary by plan.

You don’t need a referral or pre-authorization for outpatient mental health or substance use disorder care.

Learn more about TRICARE mental health coverage.

TRICARE (Military Insurance) Therapists and Counselors

I am a Licensed Professional Counselor with over 20 years of experience, an MS in Counseling from Texas A&M University – Corpus Christi, and a BA in Psychology from Schreiner University in Kerrville, TX. During my career, I have worked with people with severe mental illness in psychiatric hospitals as well as people recovering from various traumas. I have worked with people and their famili...

Nicole M. Kotchka, LMSW, CAADC

Grand Rapids


Nicole is a licensed Master Social Worker and Certified Alcohol and Drug Counselor. She graduated with her Bachelor degree in Psychology and Sociology from Central Michigan University and obtained her Master degree in Social Work from Grand Valley State University. Nicole has experience in crisis intervention working in the psychiatric setting as well as various residential facilities. She…

Bryan Young, LPC



Wylie Community counlseing helps indivduals familes and couples struggleing with mental health and equps them to build lasting realtionships.