Does TRICARE (Military Insurance) Cover Therapy?

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TRICARE covers various services for mental health and substance use disorders. Copays for treatment vary by plan.

You don’t need a referral or pre-authorization for outpatient mental health or substance use disorder care.

Learn more about TRICARE mental health coverage.

TRICARE (Military Insurance) Therapists and Counselors

Nicole M. Kotchka, LMSW, CAADC

Grand Rapids


Nicole is a licensed Master Social Worker and Certified Alcohol and Drug Counselor. She graduated with her Bachelor degree in Psychology and Sociology from Central Michigan University and obtained her Master degree in Social Work from Grand Valley State University. Nicole has experience in crisis intervention working in the psychiatric setting as well as various residential facilities. She…

Bryan Young, LPC



Wylie Community counlseing helps indivduals familes and couples struggleing with mental health and equps them to build lasting realtionships.

Larry J Colby



I enjoy working with children who are struggling with emotional and behavioral regulation. My preferred modality with children is play therapy and santray. The goal in these modalities is to use the power of the therapeutic relationship to help the child build internal regulation and an understanding of how to cope in their world. I also enjoy working with youth and adults suffering from trauma...
You may feel desperate, alone, and misunderstood. You feel like you are floating in the bottom of a lake and cannot see the light above you. Everyday, you feel like you are just going through the motions. If this describes you, then I may be the therapist for you. In my ten years of experience, I have helped people like you reach their potential and achieve the recovery that they needed. There ...
Sometimes life brings you challenges that may wear you down and keep you standing still. You want to move forward but, you just can't seem to take that first step. You might be experiencing an array of emotions such as anxiety, fear, depression, or low self esteem that have become too heavy and overwhelming to handle on your own. This is where the counseling process may help find the hope,...