Does Humana Cover Therapy?

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Humana covers behavioral health services, including for mental health and substance use. Your summary and benefits document lists the coverage provided for each service type. When you find your summary and benefits document, which is generally found online through your Humana portal, look for the “mental health services” line. You’ll find the coverage rates for both in-network and out-of-network therapy visits there.

You may need to see your primary care physician before starting therapy if you have an HMO plan. If your plan is PPO or FFS, you won’t need to see your primary care physician before finding a therapist. You can start searching for the right therapist for you whenever you’re ready.

Visit Humana to learn more about their mental health coverage.

Humana Therapists and Counselors

Dr. Ellen Wilson-Tarpeh, DNP, FNP-BC


New Jersey

Dr. Wilson-Tarpeh is a nurse practitioner that has a passion for improving the health and wellness of individuals in her community by offering affordable, high-quality healthcare. Her focus is to improve physical/mental health and wellness by utilizing evidence-based research in the treatment of health conditions. Dr. Wilson-Tarpeh has over 20 years of experience caring for and treating patien...