Does Cigna Cover Therapy?

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Cigna provides coverage to enable treatment of mental health conditions under employer-sponsored health plans. Your employer’s plan may include access to a behavioral health network of licensed mental health providers, mental health services and follow up case management services, consultations, referral services, and outpatient services or referrals to local community support groups, behavioral coaches, and online resources

You pay your share of costs according to your Cigna plan. For plans with a deductible, you pay for care until you meet the plan deductible if it has one. When you meet the deductible, the plan covers some or all of your costs as outlined in your plan documents. There’s no separate deductible if mental health and substance use coverage is included under your employer’s medical plan.

A referral is required for Cigna to cover mental health services. Follow your employer’s medical plan requirements to make an appointment with a mental health professional. Your doctor, counselor, or therapist may also refer you and help you coordinate care or treatment. Check your plan documents for information about treatments because you may need prior approval from Cigna before you get the service to receive coverage under your plan.

Learn more about Cigna mental health coverage.

Cigna Therapists and Counselors

Hi, I'm Meg! I'm a psychiatric nurse practitioner (PMHNP) here to help with your mental health needs. I offer psychiatric evaluations and prescribe medications as part of your treatment. I like to mix active listening with a holistic approach, creating a cozy, open space for you to feel comfortable. I'm also a certified yoga and meditation instructor and warmly welcome the LGBTQ+ and youth/adol...

Mrs. Brooke Kemmerer, PMHNP-BC, BSN

Philadelphia

Pennsylvania

My professional career has always centered around mental and behavioral health. I have seen and been a part of amazing community efforts to empower the lives of individuals living with a severe and persistent mental illness. Working as part of the assertive community treatment (ACT) team allowed me to step into the homes of adults diagnosed with schizophrenia, bipolar I, schizoaffective disorde...