Does Cigna Cover Therapy?

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Cigna provides coverage to enable treatment of mental health conditions under employer-sponsored health plans. Your employer’s plan may include access to a behavioral health network of licensed mental health providers, mental health services and follow up case management services, consultations, referral services, and outpatient services or referrals to local community support groups, behavioral coaches, and online resources

You pay your share of costs according to your Cigna plan. For plans with a deductible, you pay for care until you meet the plan deductible if it has one. When you meet the deductible, the plan covers some or all of your costs as outlined in your plan documents. There’s no separate deductible if mental health and substance use coverage is included under your employer’s medical plan.

A referral is required for Cigna to cover mental health services. Follow your employer’s medical plan requirements to make an appointment with a mental health professional. Your doctor, counselor, or therapist may also refer you and help you coordinate care or treatment. Check your plan documents for information about treatments because you may need prior approval from Cigna before you get the service to receive coverage under your plan.

Learn more about Cigna mental health coverage.

Cigna Therapists and Counselors

Sometimes life sucks. It’s not fair. It’s messy. There are times when it seems like more than you can handle. It can feel like, no matter how hard you try, you just can’t catch a break. You might believe everyone around you is succeeding, while you are stuck. It can feel hopeless, scary, and beyond repair. However, nothing lasts forever, including the bad times you may be experiencing. If you…

Michelle Gorden, LPC

Gainesville

Virginia

I’m Michelle Gorden, a Licensed Professional Counselor (LPC) in Virginia and a Nationally Certified Counselor (NCC). I am trained in Eye Movement Desensitization and Reprocessing (EMDR), Solution Focused Brief Therapy (SFBT), and Cognitive Behavioral Therapy (CBT). I am currently training in Gottman Method for couples. I specialize in treating mood disorders, trauma, and PTSD. My background is ...

Margaret Dunn, LPC, FMHC, CLC

O Fallon

Missouri

I specialize in working with individuals who want to reclaim their freedom from those self-defeating thoughts and attitudes, those old hurtful emotions that STILL influence the decisions they make today and help them achieve the health, success and happiness they desire so they can LIFE THEIR BEST LIFE EVER!
I am a Licensed Professional Counselor with over 20 years of experience, an MS in Counseling from Texas A&M University – Corpus Christi, and a BA in Psychology from Schreiner University in Kerrville, TX. During my career, I have worked with people with severe mental illness in psychiatric hospitals as well as people recovering from various traumas. I have worked with people and their famili...