Does Aetna Cover Therapy?

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Nearly all Aetna Behavioral Health plans cover therapy for mental and behavioral health conditions. The Affordable Care Act requires that health insurance offered through the health insurance marketplace or small employers cover mental health services. While not required by federal law, most large employers also cover mental health services.

While rare, your Aetna plan may not cover therapy services if you work for a large employer that doesn’t include mental health benefits in its insurance coverage or your health insurance plan was created before 2014 when the ACA enacted its mental health coverage requirement.

In other situations, your Aetna plan may not cover the specific type of therapy service you’re seeking, or your coverage may not apply until you spend a certain amount on medical services.

To determine your copay log in to your member account, select “Find Care & Pricing”, then type “Behavioral Health” to find providers in your network.

You don’t need a referral when you visit any doctor in the Aetna network.

Learn more about Aetna mental health coverage.

Aetna Therapists and Counselors

Dr. Tom Marrs

College Station

Texas

I see adult individuals and couples, both face to face as well as virtually. I accept direct payment as well as Oscar Health, United Healthcare, Oxford, Aetna, Cigna, and BCBS (beginning October 2023). I have been in practice for 20 years, and have experience with a very wide range of issues.

Dr Mary Muhammad LPC, CSAC

Brown Deer

Wisconsin

Do the best you can until you know better. Then when you know better, do better. - Maya Angelou. Mary offers an alternative and complementary approach to therapy. Mary brings spirituality, eastern ideology, western ideology, and overall practicality together to create a holistic approach to wellness.We all are on a journey and Mary looks to walk with clients on their journey of exploration and ...

Nicole M. Kotchka, LMSW, CAADC

Grand Rapids

Michigan

Nicole is a licensed Master Social Worker and Certified Alcohol and Drug Counselor. She graduated with her Bachelor degree in Psychology and Sociology from Central Michigan University and obtained her Master degree in Social Work from Grand Valley State University. Nicole has experience in crisis intervention working in the psychiatric setting as well as various residential facilities. She…

Naureen Dharani (She Her)

New York

New York

I first and foremost come from a south asian background. Growing up, I had difficulties navigating my parents well-intentioned parenting styles which led me to becoming someone who did not know how to process emotions, communicate my needs, and accept myself for who I am. Through my own therapy I have overcome many struggles I presently observe in the South Asian community. I have to come reali...

Licensed Professional Counselor

Saint Louis

Missouri

Sandy Davis has a Bachelor's Degree in Behavioral Science, a Master’s Degree in Professional Counseling, a certificate in Animal Assisted Therapy, and is a Licensed Professional Counselor in the state of Missouri certificate/license #2007002474. She is also a Certified Adult, Youth, and Higher Education Mental Health First Aid Instructor, a Certified Clinical Trauma Specialist and a Certified Q...