Does Aetna Cover Therapy?

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Nearly all Aetna Behavioral Health plans cover therapy for mental and behavioral health conditions. The Affordable Care Act requires that health insurance offered through the health insurance marketplace or small employers cover mental health services. While not required by federal law, most large employers also cover mental health services.

While rare, your Aetna plan may not cover therapy services if you work for a large employer that doesn’t include mental health benefits in its insurance coverage or your health insurance plan was created before 2014 when the ACA enacted its mental health coverage requirement.

In other situations, your Aetna plan may not cover the specific type of therapy service you’re seeking, or your coverage may not apply until you spend a certain amount on medical services.

To determine your copay log in to your member account, select “Find Care & Pricing”, then type “Behavioral Health” to find providers in your network.

You don’t need a referral when you visit any doctor in the Aetna network.

Learn more about Aetna mental health coverage.

Aetna Therapists and Counselors

Dr. Lisa C. Watson, PsyD, MPH

West Palm Beach

Florida

Welcome to my private practice, where I offer empathic, personalized care to adults and culturally diverse populations, empowering clients to take control of their mental and physical health. Through a supportive approach, I help individuals build skills and confidence to improve their overall well-being and lead healthier, more balanced lives.

Jared Fuson, LPCC-S

Columbus

Ohio

I am a master’s level therapist who is independently licensed in Ohio. I have 12 years of counseling experience in many different facets of behavioral health. I tailor your treatment plans to your current needs. Utilization of tele-therapy sessions with frequency discussed throughout the process: weekly, bi-weekly, and monthly options available. I understands that this process can be difficult ...