Does Aetna Cover Therapy?

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Nearly all Aetna Behavioral Health plans cover therapy for mental and behavioral health conditions. The Affordable Care Act requires that health insurance offered through the health insurance marketplace or small employers cover mental health services. While not required by federal law, most large employers also cover mental health services.

While rare, your Aetna plan may not cover therapy services if you work for a large employer that doesn’t include mental health benefits in its insurance coverage or your health insurance plan was created before 2014 when the ACA enacted its mental health coverage requirement.

In other situations, your Aetna plan may not cover the specific type of therapy service you’re seeking, or your coverage may not apply until you spend a certain amount on medical services.

To determine your copay log in to your member account, select “Find Care & Pricing”, then type “Behavioral Health” to find providers in your network.

You don’t need a referral when you visit any doctor in the Aetna network.

Learn more about Aetna mental health coverage.

Aetna Therapists and Counselors

Danielle Younge, LISW-S

Columbus

Ohio

I provide comprehensive, caring and professional therapuetic services with a specialization in mental health, trauma, adoption issues as well as individual/family counseling. My services enhance self esteem while providing coping skills and fostering resilience and empowerment to make positive change.

Andrea Hinton, PMHNP-BC

Tempe

Arizona

I’m Andrea Hinton, PMHNP-BC, with over 18 years of experience providing compassionate mental health care. I specialize in treating anxiety, depression, PTSD, OCD, and bipolar disorders, using an integrative approach that includes both natural supplements and medications. I believe in tailoring treatment to each individual’s unique needs through collaboration, creating a supportive environment f...