Does Aetna Cover Therapy?

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Nearly all Aetna Behavioral Health plans cover therapy for mental and behavioral health conditions. The Affordable Care Act requires that health insurance offered through the health insurance marketplace or small employers cover mental health services. While not required by federal law, most large employers also cover mental health services.

While rare, your Aetna plan may not cover therapy services if you work for a large employer that doesn’t include mental health benefits in its insurance coverage or your health insurance plan was created before 2014 when the ACA enacted its mental health coverage requirement.

In other situations, your Aetna plan may not cover the specific type of therapy service you’re seeking, or your coverage may not apply until you spend a certain amount on medical services.

To determine your copay log in to your member account, select “Find Care & Pricing”, then type “Behavioral Health” to find providers in your network.

You don’t need a referral when you visit any doctor in the Aetna network.

Learn more about Aetna mental health coverage.

Aetna Therapists and Counselors

Mrs. Brooke Kemmerer, PMHNP-BC, BSN

Philadelphia

Pennsylvania

My professional career has always centered around mental and behavioral health. I have seen and been a part of amazing community efforts to empower the lives of individuals living with a severe and persistent mental illness. Working as part of the assertive community treatment (ACT) team allowed me to step into the homes of adults diagnosed with schizophrenia, bipolar I, schizoaffective disorde...

Georgina Coca, PMHNP-BC, APRN

Virginia Beach

Virginia

I’m Georgina Coca, a Board-Certified Psychiatric Nurse Practitioner with 18 years of experience. I specialize in treating depression, anxiety, trauma, and mood disorders through personalized, holistic care that combines therapy and medication management. My experience at Godaelli Psychiatric and INOVA Hospital has equipped me to effectively assess and treat behavioral health challenges. I am co...

Subrina Seenarain, PMHNP-BC

Brooklyn

New York

I am a Psychiatric Mental Health Nurse Practitioner with 13 years of experience, offering compassionate, patient-centered care. I specialize in treating depression, anxiety, PTSD, ADHD, mood disorders, and more through a holistic approach. Using therapies like CBT, trauma-focused care, and mindfulness, I tailor treatment to each individual’s needs. I offer both in-person and online sessions wit...