Does Anthem Cover Therapy?

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Anthem covers mental health services. But Anthem Blue Cross won’t cover any therapies that aren’t evidence-based or based. Treatment also needs to be based upon a specific mental health diagnosis. For these reasons, Anthem Blue Cross will not cover career counseling, life coaching, holistic therapies, or reiki healing.

Therapy costs with Anthem Blue Cross vary based on the specific plan. A copayment of $50-$65 or a 20-50% coinsurance per session with your in-network therapist is typical.

Anthem Blue Cross offers both HMO and PPO plans. If you have an HMO health insurance plan, you need a referral from your primary care physician before you begin searching for a therapist. If you have a PPO plan, you can start working with a therapist as soon as you’re ready.

To check if your Anthem Blue Cross health insurance plan covers therapy services, review your summary and benefits document. You’ll find this document through your online Anthem Blue Cross account. Within this document, you’ll find the different rates of coverage — including copayment or coinsurance amounts — for each type of service available. Look for “outpatient mental health services” to see your coverage for therapy.

Learn more about Anthem behavioral health coverage.

Anthem Therapists and Counselors

Deborah Danner, Ph.D., LCPC, CADC, NCC

Rolling Meadows

Illinois

Deborah Danner has numerous certifications in trauma treatment and focuses sessions on helping you become more empowered in your life. She uses gentleness, honesty, and awareness to help previously ignored parts of you be heard. Patience and self-compassion are the centers of her therapy sessions. Her ultimate goal is to help you regain control of your life and love yourself.

Nicole M. Kotchka, LMSW, CAADC

Grand Rapids

Michigan

Nicole is a licensed Master Social Worker and Certified Alcohol and Drug Counselor. She graduated with her Bachelor degree in Psychology and Sociology from Central Michigan University and obtained her Master degree in Social Work from Grand Valley State University. Nicole has experience in crisis intervention working in the psychiatric setting as well as various residential facilities. She…