Anthem covers mental health services. But Anthem Blue Cross won’t cover any therapies that aren’t evidence-based or based. Treatment also needs to be based upon a specific mental health diagnosis. For these reasons, Anthem Blue Cross will not cover career counseling, life coaching, holistic therapies, or reiki healing.
Therapy costs with Anthem Blue Cross vary based on the specific plan. A copayment of $50-$65 or a 20-50% coinsurance per session with your in-network therapist is typical.
Anthem Blue Cross offers both HMO and PPO plans. If you have an HMO health insurance plan, you need a referral from your primary care physician before you begin searching for a therapist. If you have a PPO plan, you can start working with a therapist as soon as you’re ready.
To check if your Anthem Blue Cross health insurance plan covers therapy services, review your summary and benefits document. You’ll find this document through your online Anthem Blue Cross account. Within this document, you’ll find the different rates of coverage — including copayment or coinsurance amounts — for each type of service available. Look for “outpatient mental health services” to see your coverage for therapy.
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With over 30 years of specialized clinical experience, Dr Folts holds a doctorate in behavioral healthcare and is licensed to practice psychotherapy in both Arizona and Florida. Dr. Folts embraces the human mosaic; warmly welcoming clients from all backgrounds and life situations. LGBTQIA+ alley. Visit zoefolts.com to fill out an appointment request form.
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Hello there. I am a compassionate advocate for mental health, the LGBTQIA+ community, and substance abuse. I am a member of the world professional association for transgender health (WPATH). I am licensed with the State of Iowa and Nebraska. Through my experience I have worked with teenagers, adults, and couples. My specialty populations include LGBTQIA+, gender and sexuality, stress, anxiety,…