Does Cigna Cover Therapy?

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Cigna provides coverage to enable treatment of mental health conditions under employer-sponsored health plans. Your employer’s plan may include access to a behavioral health network of licensed mental health providers, mental health services and follow up case management services, consultations, referral services, and outpatient services or referrals to local community support groups, behavioral coaches, and online resources

You pay your share of costs according to your Cigna plan. For plans with a deductible, you pay for care until you meet the plan deductible if it has one. When you meet the deductible, the plan covers some or all of your costs as outlined in your plan documents. There’s no separate deductible if mental health and substance use coverage is included under your employer’s medical plan.

A referral is required for Cigna to cover mental health services. Follow your employer’s medical plan requirements to make an appointment with a mental health professional. Your doctor, counselor, or therapist may also refer you and help you coordinate care or treatment. Check your plan documents for information about treatments because you may need prior approval from Cigna before you get the service to receive coverage under your plan.

Learn more about Cigna mental health coverage.

Cigna Therapists and Counselors

Jason Darden, MSN, PMHNP-BC

Charlotte

North Carolina

As a PMHNP-BC my treatment methodology typically involves a comprehensive approach that addresses the biological, psychological, social, and cultural aspects of mental health. Here's an overview tailored to our practice: Collaborative Goal Setting, Medication Management, Assessment and Diagnosis, Patient Education and Empowerment, Evidence-based Practice, Self-Care and Professional Developmen...

Lisa Curtain, PMHNP-BC

Boston

Massachusetts

My treatment philosophy centers around providing personalized and compassionate care to individuals struggling with mental health challenges. I believe in taking a holistic approach that considers the unique needs and experiences of each client. By fostering a collaborative and nonjudgmental therapeutic relationship, I aim to empower individuals to explore their strengths, overcome obstacles, a...
In our work together, we get to the problems as quickly as possible so you can take control of your behavior faster. Time is the enemy of treatment — the more you engage in unhealthy behaviors, the more difficult it becomes to break those patterns and pathologies. The sooner you get help, the better, and I am here to be as directive and empowering as possible so you can get well enough to live ...

Asia Todd, PMHNP-BC

Rochester

New York

I enjoy working with clients to intimately understand their mental health needs and life goals. Identifying external factors that negatively impact their mental health in combination with medication, when appropriate. Treatment planning includes goal setting, identifying resources for success, and psychoeducation.